Credit investing
Active credit solutions designed for income, capital growth and stability through ever changing markets
Credit investing
Credit investing offers access to debt issued by governments and companies across global fixed income markets, including investment grade corporate bonds, high yield bonds and emerging market debt strategies.
By lending to issuers for regular income, credit investing plays a vital role in building resilient, income-focused portfolios. In today’s shifting macroeconomic, regulatory and geopolitical environment, active management and disciplined credit selection are essential.
Why invest in credit
Income generation
Credit investing can provide a steady income stream through interest payments, making it attractive for investors seeking regular income alongside long‑term capital growth.
Diverse opportunity set
Global credit markets are large and diverse, spanning issuers across industry sectors and different risk profiles. Investors can allocate to investment grade, high yield and emerging market debt to meet different objectives.
Portfolio stability
Adding a credit allocation can enhance diversification and portfolio stability, as fixed income returns are typically more stable than higher risk assets such as equities, across market cycles.
Jonathan Mondillo
Head of Fixed Income, Aberdeen Investments
“Global fixed income is a core building block for stability and diversification through cycles. Giving clients access to a wide opportunity set helps them construct solutions that meet their long term goals.”
Jonathan Mondillo
Head of Fixed Income, Aberdeen Investments
Why Aberdeen Investments for credit
Proven credit expertise
We’ve been investing in credit markets for over a century, with expertise across developed and emerging markets. Backed by 125 global fixed income specialists, we are well equipped to manage credit portfolios across dynamic market cycles.
Diversified fund offering
Aberdeen offers a range of specialised credit funds, including Short Dated Enhanced Income, Global Bond, Emerging Markets and Frontier Bond Funds. These are designed to meet different client needs including capital preservation, attractive income and emerging markets exposure.
Active management
Through active risk management and disciplined credit selection, we build resilient, income‑focused portfolios capable of navigating uncertain markets while capturing evolving opportunities.
Credit capabilities
We provide a range of credit solutions, allowing investors to access a diverse set of investment opportunities.
Emerging Market Debt
Active emerging market debt investing backed by deep local expertise. Our presence across continents helps us uncover high‑conviction ideas across sovereign, corporate and frontier issuers.
Short Dated Enhanced Income
An active, global fixed income yield enhancement solution that seeks to offer capital preservation and liquidity while aiming to deliver risk-controlled return.
Global income bond fund
A global multi-sector credit solution designed as a lower risk alternative to global high-yield.
Frontier markets bond
Navigate fast growing frontier markets with experienced emerging market debt specialists. We combine rigorous credit analysis, macro insight and local research to uncover compelling opportunities.
Frequently asked questions
Credit investing means investing in bonds or loans issued by governments or companies. Investors receive income through interest payments and may benefit from capital growth over time.
Credit can provide steady income, diversification and portfolio stability, as returns often behave differently from equities across market cycles.
Options include investment grade bonds, high yield bonds, emerging market debt and short‑dated strategies, each offering different risk and return profiles.
High yield bonds are issued by companies with lower credit ratings. They offer higher income potential but carry greater risk than investment grade corporate bonds.
Credit investing can complement equities by providing income, reducing volatility and supporting more resilient, balanced portfolios.
Active managers assess issuers, manage risk and adjust portfolios as economic, regulatory and market conditions change.
