Private Credit Investments | Aberdeen Private Markets

Why private credit

Enhanced income potential

Private Credit can offer investors an illiquidity premium over similarly rated public credit, with tailored lending structures designed to support predictable income and attractive risk-adjusted returns.

Diversification by design

Private Credit provides access to differentiated return drivers across corporate debt, infrastructure debt, commercial real estate debt and fund finance, helping diversify traditional portfolios.

Disciplined downside protection

Private Credit investments can benefit from robust underwriting, covenant protection and security over underlying assets, helping investors manage risk through changing market cycles.

Shelley Morrison

Head of Private Credit and Fund Finance

Backed by Aberdeen’s disciplined sourcing and credit expertise, private credit can help investors turn market complexity into resilient income.

Shelley Morrison

Head of Private Credit and Fund Finance

Why Aberdeen Investments for private credit

Disciplined underwriting and credit expertise across cycles

Aberdeen applies rigorous credit analysis across 20+ sectors, underpinned by its global Fixed Income platform, to ensure strong risk selection and consistent performance through market cycles. This disciplined approach aims to support capital preservation and robust risk-adjusted returns.

Differentiated origination with expertise in high-quality, asset-backed lending

The strategy is built on direct origination of bilateral transactions, targeting small- to mid-sized opportunities across developed and emerging markets. With a specialism in high-quality, asset‑backed private credit, Aberdeen is able to source attractive deals and capture illiquidity premia through proprietary access.

Income-focused solutions delivering enhanced yield and stability potential

Aberdeen’s private credit platform is designed to deliver enhanced yield relative to public markets, supported by stable income streams and historically low default experience. Through a diversified offering (Commercial Real Estate Debt, Corporate Debt, Emerging Market Private Credit, Fund Finance and Infrastructure Debt) the strategy provides bespoke solutions aligned to client income objectives.

What we offer our clients

Fund finance

Short-duration lending to private market funds, secured by undrawn investor commitments or fund assets. Aberdeen seeks attractive risk-adjusted returns through diversified exposure, strong collateral and deep GP and lender relationships.

Commercial real estate lending

Bespoke senior secured loans across UK and European real estate sectors including industrial, office and retail. Aberdeen focuses on high-quality collateral, conservative loan-to-value levels and attractive illiquidity premia.

Private corporate debt

Private placements and loans across currencies, ratings and sectors. Aberdeen applies robust underwriting and internal credit analysis to access opportunities that may offer higher spreads than comparable public credit.

Infrastructure debt

Debt financing for essential economic and social infrastructure, including transport, utilities, clean energy and digital assets. Aberdeen targets resilient cashflows, covenant protection and long-term investment opportunities.

Emerging Market private credit

Private credit opportunities across emerging market corporate and sovereign issuers. Aberdeen combines long-standing EM debt experience with bottom-up analysis, strong legal protections and a focus on illiquidity premium.

Risk warning

The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested. Past performance is not a guide to future results.